At Target Optical, you can use your Flexible Spending Account (FSA) or Health Savings Account (HSA) on all your eyecare needs. When you sign up for an FSA, money from each paycheck is automatically deposited into an account. You can use this account to pay for expenses that aren’t covered by insurance, such as prescription frames, contact lenses and eye exams. Just remember to use it before it expires! Depending on your insurance plan, you may be offered an HSA instead. This includes a high deductible insurance plan that does not expire at the end of the year. Instead, it earns interest over time, and can usually be used to purchase glasses and pay for vision expenses, depending on your plan.